Discovering that you are a victim of identity theft is horrifying. Many people are not cautious enough with their personal information, being naive that it won’t happen to them. This is what keeps these thieves in business. Everyone can take some precautions when it comes to protecting your identity.
For starters, buy a shredder for your home and shred every piece of paper that has your personal information on it. This includes credit card receipts, credit card statements, pre-approved applications, etc. Another suggestion is to never use your birth date for your pin. This is a very common mistake people make.
Identity theft happens because majority of people are trusting, so when you receive a phone call from your bank offering you a low interest credit card, most of us provide our personal information willingly to the voice at the other end of the line. This is another big mistake. Makes sure to check that they really are from the bank by asking them a few questions that only an actual bank representative would have access to. For example asking them to tell you what accounts you have with that bank.
There are professional services available to protect you. IdentityHawk is one company that has developed an identity theft protection system to ensure your personal information never gets into the wrong hands.
Start protecting your personal information and finances by including these suggestions into your daily life and you will get a better night sleep knowing you are doing something to avoid being a victim of identity theft.